Our Programs

SBA Financing

What It Is:

An advance for the purchases of the fixed Assets.

Documents:

3 Years Business and tax returns, Business financials such as P/L & Balance Sheet

Amounts:

$10,000,000.00

Max Term:

25 Years

Repayments:

Monthly

Cost:

4.65%

Secured Funding

What It Is:

Funding secured by collateral such as Real Estate, Vehicles, Equipments or Inventory.

Documents:

3 Years Business and tax returns, Interim financials & 6 months'business ban

Amounts:

$500,000.00

Max Term:

4 Years

Repayments:

Monthly

Cost:

5.99% to 12.49%

Merchant Cash Advance

What It Is:

A cash advance based on credit card future receivabeles.

Documents:

4 Months Credit Card Processing Statements. 3 Months of recent business bank statements

Amounts:

$2,000,000.00

Max Term:

24 Months

Repayments:

Daily,Weekly

Cost:

15% to 40% Anually

Hard Money

What It Is:

A case by case hedge fund backed capital based on collateral

Documents:

2-years Business and Personal Tax Returns. Debt Worksheet & 3 months Business Bank Statements

Amounts:

$10,000,000.00

Max Term:

10 Years

Repayments:

Monthly

Cost:

8% to 12% Anually

Line of Credit

What It Is:

A flexible unsecure credit line with a cap set term.

Documents:

12 Months of recent Bank & Credit Card Processing Statements, 1 year tax returns for advances exceeding 50k

Amounts:

$500,000.00

Max Term:

18 Months

Repayments:

Daily,Weekly,Monthly

Cost:

10% to 24% Anually

Equipment Leasing

What It Is:

To Lease a piece of equipment or vehicle with the option to buy upon completion.

Documents:

Specific Application, full specification sheet including asking price of the piece of equipment

Amounts:

$250,000.00

Max Term:

4 Years

Repayments:

Monthly

Cost:

12% to 80% Anually

Unsecured Funding

What It Is:

An advance based on business performance and personal guarantee only.

Documents:

6 Months of recent business bank statements, 1 year tax returns for advances exceeding 50k

Amounts:

$2,000,000.00

Max Term:

24 Months

Repayments:

Daily

Cost:

15% to 35% Anually

Dock and Sea Wall Building and Repair

What It Is:

A loan used to build or repair docks and sea walls.

Documents:

Completed application, clear copy of photo ID, and detailed estimate from contractor.

Amounts:

Up to $115,000.

Max Term:

30 years

Credit Score:

As low as 550

Repayments:

Monthly

Cost:

7.5%

Client Benefit:

NO APPRAISAL NEEDED, NO EQUITY REQUIRED, NO TITLE REPORT, NO LIENS or UCC'S ATTACHED TO PROPERTY.

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